Rideshare Accidents

Rideshare Accident Attorney in Royal Oak

Rideshare Claims Backed by Trial Experience & Direct Attorney Access

Rideshare accident claims can be more complex than ordinary car accident claims because they may involve multiple insurance policies, corporate legal teams, and coverage that shifts with the driver’s app status at the moment of impact. Determining whether the driver was offline, waiting for a request, or completing a prearranged ride is often central to identifying the applicable coverage. Trip records, app messages, photographs, and police records can help document those facts.

Whether you were riding in the vehicle, driving it, or sharing the road with it, the path to compensation looks different depending on your role in the accident. We examine the liability claim, available insurance, and Michigan no-fault benefits based on the circumstances of the collision rather than applying a generic approach.

Call (888) 455-2115 or contact Garrison Law online to request a free in-person or virtual consultation with our Royal Oak rideshare accident attorneys.

Who We Represent in Royal Oak Rideshare Accident Cases

We regularly represent:

  • Rideshare passengers. Uber and Lyft passengers may have access to liability coverage tied to a prearranged ride. We examine whether the injury occurred during the trip or while the passenger was entering or exiting the vehicle.
  • Rideshare drivers. Drivers injured by another motorist face unique insurance questions depending on their app status at the time of the crash. We review trip logs and coverage periods to identify potentially applicable policies.
  • Occupants of other vehicles. When a rideshare driver causes a crash, drivers and passengers in the other vehicle may have claims involving the driver’s personal coverage or rideshare coverage, depending on the driver’s app status.
  • Pedestrians and cyclists. People struck by a rideshare vehicle while walking or biking may have claims involving multiple parties. App data and trip records can help establish the driver’s status when the collision occurred.

A fatal rideshare collision may also support a wrongful death claim for eligible surviving family members. Our attorneys start by identifying the parties and policies involved.

Direct Attorney Access & Trial Preparation

Based in Royal Oak, we’ve represented clients throughout Michigan since 2006. We take on insurance carriers and large companies, and our attorneys prepare cases for trial when courtroom litigation is the appropriate path.

You’ll work directly with the attorney assigned to your case rather than being passed to a paralegal or junior associate. We provide updates throughout the legal process so you can understand the claim’s status and the decisions ahead. Clients have given our firm five-star-rated feedback. We’ve recovered millions for clients across our practice. The value of any rideshare claim depends on its specific facts.

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Michigan Rideshare Insurance Rules by App Status

Michigan law ties rideshare insurance to the driver’s exact status in the app at the moment of the accident. A transportation network company, the legal term for a rideshare platform, must provide or confirm coverage while a driver is logged into its digital network or engaged in a prearranged ride.

The three primary coverage periods are:

  • App off. The driver’s personal automobile policy and its terms may apply because the statutory rideshare coverage periods haven’t started.
  • Logged in and available. While the driver is waiting for a request, Michigan law requires at least $50,000 per person and $100,000 per incident for bodily injury or death, plus $25,000 for property damage.
  • Prearranged ride. From acceptance of a ride request through completion of the trip, Michigan law requires a minimum $1,000,000 combined single limit for bodily injury and property damage.

Insurance companies frequently dispute which period was active at the time of the crash. Our attorneys obtain and interpret trip data, driver logs, and app records to establish what was happening when the collision occurred. A policy limit isn’t the value of an injury claim, which depends on fault, the injuries and losses, available coverage, and applicable Michigan legal thresholds.

Michigan No-Fault Benefits After a Rideshare Crash

Personal protection insurance, commonly called PIP, is the part of Michigan no-fault insurance that may provide benefits such as allowable medical expenses and wage loss. A PIP claim is separate from a liability claim against an at-fault driver or applicable insurer, even when both arise from the same collision.

Insurance policy priority can vary based on whether the injured person was a rideshare passenger, the rideshare driver, an occupant of another vehicle, a pedestrian, or a cyclist. Potential sources may include the injured person’s own policy, coverage through a spouse or resident relative, the rideshare vehicle’s coverage, or another source established by Michigan law.

Michigan permits a transportation network company to select PIP coverage of $250,000, $500,000, or unlimited. If the rideshare driver doesn’t maintain the required coverage, the transportation network company is responsible up to the level it selected. We coordinate the no-fault benefit analysis with the liability claim to identify the benefits and liability coverage that may apply.

Contact Garrison Law today at (888) 455-2115 to discuss the app status, available coverage, and no-fault benefits involved in your rideshare accident. We’re available to work on a contingency-fee basis.

Your Road to Justice Starts Here

See Some Of Our Recent Victories & Case Results
  • $18 Million Settlement Wrongful Death
  • $9.25 Million Settlement Wrongful Conviction
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  • $4 Million Settlement Trucking Accident
  • $1.725 Million Settlement General Negligence
  • $1.5 Million Settlement Auto Negligence Wrongful Death
  • $1.5 Million Settlement Civil Rights Wrongful Death
  • $1.1 Million Settlement Civil Rights Wrongful Death

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