Car Accidents

Royal Oak Car Accident Attorney

Michigan No-Fault Benefits & Liability Claims After a Crash

After a collision, you may be managing medical treatment, missed work, vehicle damage, and calls from multiple insurance companies at the same time. A Michigan car accident claim can involve two connected issues: recovering available no-fault benefits and determining whether you have a liability claim against the person or entity responsible for your injuries. Our personal injury attorneys evaluate both issues, gather evidence about the crash, and handle communications with insurers.

Every accident is different, and so is every recovery. That’s why our team builds a strategy around the specific injuries and circumstances of your case, rather than treating your claim as a number in a file. Early medical records, photographs, witness information, crash reports, vehicle evidence, and insurance documents can all affect how the claim is evaluated.

Call (888) 455-2115 or contact Garrison Law online to request a free in-person or virtual consultation about your Royal Oak car accident injury.

Common Injuries We See & How We Advocate for Them

Car accidents on Michigan’s roads and freeways produce a wide range of injuries, and the way we build your case depends heavily on which ones you’re facing.

For each injury, we connect the medical evidence to evidence of negligence and evaluate the financial effects of the loss.

Injuries we regularly handle include:

Spinal cord and back injuries. These often require long-term treatment and can permanently affect mobility, so we work with medical providers to document the full scope of future care needs.
Traumatic brain injuries. Symptoms can be subtle at first and worsen over time, making early and thorough medical documentation important.
Broken bones and fractures. We document recovery timelines, lost wages, and complications such as reduced range of motion when evaluating the injury’s financial effects.
Soft tissue and whiplash injuries. Insurance companies frequently undervalue these claims, so we present clear medical evidence in response to undervalued settlement offers.
Wrongful death. When a crash proves fatal, we pursue accountability and compensation on behalf of the surviving family.

Attorney-Led Car Accident Representation in Royal Oak

You’ll work directly with the attorney assigned to your case rather than having key decisions turned over to a paralegal or junior associate. Our attorneys and support staff provide updates throughout the legal process, explain significant developments, and discuss the options available when an insurer disputes fault, minimizes an injury, or contests damages.

We’ve represented clients from the Detroit metro area since 2006 and recovered millions of dollars in settlements for clients statewide. Our extensive courtroom experience also allows us to prepare a case for trial when litigation is appropriate.

Stages of a Michigan Car Accident Claim

A claim may move through several stages depending on the injuries, available insurance coverage, disputed facts, and the positions taken by the parties. We handle the investigation, paperwork, insurance communications, and negotiation while building the strategy around the specific collision.

Our work may include:

Documenting the collision. We evaluate available photographs, video, police or incident reports, witness accounts, and vehicle damage.
Establishing the injury record. We review medical documentation, treatment history, functional limitations, and evidence of lost wages.
Addressing insurance issues. We respond to requests for information and evaluate questions involving liability, applicable policies, and settlement discussions.
Preparing for litigation. When material issues remain disputed, we can prepare the case for court rather than treating an early offer as the only option.

Crashes That May Require Additional Investigation

Some collisions present insurance or evidence questions beyond those found in an ordinary two-vehicle crash. The investigation must account for how the crash happened, which policies may apply, and whether multiple parties played a role.

Fatal crashes may involve a wrongful death claim and distinct losses suffered by eligible surviving family members.
Hit-and-run collisions can require evidence identifying the driver and analysis of potentially applicable insurance coverage.
Impaired-driving crashes may involve police records, witness accounts, video, and other evidence concerning the driver’s conduct.
Rideshare accidents can raise questions about the driver’s status and which insurance policy applied at the time.
Pedestrian accidents require close attention to the actions of the driver, the injured person, and any other involved parties.

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Let Us Help You Seek the Justice You Deserve

Garrison Law Is Here To Fight For You

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Navigating Michigan’s Auto Accident Laws

Michigan’s no-fault insurance system adds a layer of complexity that catches many accident victims off guard, from meeting the threshold for a serious impairment claim to sorting out which policy applies when multiple vehicles are involved. Michigan requires drivers to carry no-fault coverage that includes Personal Protection Insurance, property protection insurance, and residual bodily injury and property damage liability coverage.

Personal Protection Insurance Benefits

Personal Protection Insurance, often called PIP, is the part of Michigan no-fault insurance associated with benefits such as covered medical expenses and wage loss. A claim for these benefits is legally distinct from a liability claim against an at-fault party. The policy, order of priority, accident date, and supporting records can affect which benefits are available and where a claim must be submitted.

Serious Impairment of Body Function

Michigan generally limits when an injured person may recover noneconomic damages from an at-fault driver. The serious impairment of body function standard considers whether an impairment is objectively manifested, affects an important body function, and influences the person’s general ability to lead their normal life. Applying that standard requires an individual review of the medical evidence and the injury’s effect on the person’s life.

Comparative Fault

Michigan applies comparative fault principles to covered auto-injury claims. A percentage of fault assigned to the injured person can reduce recoverable damages, and a claimant found more than 50 percent at fault may be barred from recovering noneconomic damages under the statutory rule. Evidence about the collision matters when an insurer attempts to shift responsibility.

Filing Periods

Different deadlines may govern different parts of a car accident case. Michigan law includes a one-year limitation concerning actions to recover PIP benefits, subject to statutory exceptions, while the general filing period for many injury actions is three years. Because the accident date, type of claim, insurance communications, and statutory exceptions can change the analysis, you shouldn’t rely on a single deadline without case-specific advice.

Call Garrison Law at (888) 455-2115 for a free consultation with an attorney about your injuries, no-fault benefits, insurance questions, and potential liability claim. We’re available to work on a contingency fee basis.

Your Road to Justice Starts Here

See Some Of Our Recent Victories & Case Results

$18 Million Settlement Wrongful Death
$9.25 Million Settlement Wrongful Conviction
$4.25 Million Settlement Trucking Accident & Wrongful Death
$4 Million Settlement Trucking Accident
$1.725 Million Settlement General Negligence
$1.5 Million Settlement Auto Negligence Wrongful Death
$1.5 Million Settlement Civil Rights Wrongful Death
$1.1 Million Settlement Civil Rights Wrongful Death

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